Introducing…

The Secure 7%

“No Withdrawal”

Retirement Portfolio

Now you can retire on dividend income alone –

without ever touching your capital…

Fellow Investor,

First the bad news: If you are relying on rising stock prices to get you through retirement, you are asking for trouble.

“Buy and hope” is never a good idea, but with stocks at all-time highs, it could prove to be absolutely devastating right now.

Fact is, according to Warren Buffett’s favorite market indicator, stocks have never been this overvalued.

The “Buffett Indicator” is simple: He takes the total value of the U.S. stock market and divides it by the GDP. A healthy reading hovers around 1:1, where the stock market equals the GDP.

But look at it now and you might feel sick. The market cap of U.S. stocks is twice the size of our GDP. Buffett’s “crash predictor” hasn’t been this high since the dot-com bubble 21 years ago, just before stocks plummeted 46%.

Buffett’s not alone. Yale professor Robert Shiller won the Nobel Prize for his groundbreaking work on stock valuations. The “Shiller P/E” smooths out the impact of economic cycles by comparing a company’s stock price to its average earnings over 10 years, adjusted for inflation.

Looking back at 150 years of data on the S&P 500, the Shiller P/E has averaged 16.8.

But recently it was just under 38 — more than double the long-term average (just like the Buffett indicator). The last two times this happened, stocks dropped 20% and 34%.

We’ve never seen anything like this before. If Buffett and Shiller are right, millions of Americans could see their retirement accounts crushed.

So… if there was ever a time to step off the stock market roller coaster… and lock in a reliable income stream from dependable dividend payers, it’s now.

But living off dividends has its own challenges. Yields haven’t been this low in decades.

The S&P 500 pays 1.3%. On a million-dollar portfolio, that’s a lousy $13,000 per year. Pathetic.

The good news is that I can show you how to get a 400%+ raise and pocket a 7% yield instead. That’s $70,000 in passive income on a million bucks, or $35,000 annually on $500K.

But first, let’s debunk the logical – but wrong – assumption that most dividend investors make.

They look at a “consumer staple” like General Mills (GIS), see it paying a “generous” 3.3%, and think it’s a good buy. But anyone who bought this “safe” stock at its peak in 2016 has had to stomach a 50% price drop, and is still 20% in the hole:

Problem is, these investors are looking at the wrong chart.

Check out these two charts. Which would you rather rely on?

The chart on the right, of course. It has increased steadily for the past 10 years with no blips. It shows the dividends paid by Johnson & Johnson (JNJ). Its jittery companion on the left is JNJ’s stock price over the same period.

If you’re like most investors, you’re probably looking at the chart on the left. Which means you’re exposing yourself to short-term price risk to collect a 2.5% dividend.

There are two issues with this approach. First, you’re putting your retirement portfolio—and your entire standard of living—smack dab in the path of the next stock market crash (which will take down JNJ, too). Which brings me to the second – and much bigger – problem.

You’re risking WAY too much for a lousy 2.5%!

Even if you buy $1 million worth of JNJ, you’re only collecting $25,000 a year. That’s less than a Starbucks barista makes.

Now how about these two charts?

The chart on the left is the stock price of Microsoft (MSFT) over the past decade. Anyone who bought and held did fine – and also enjoyed the steady dividend growth on the right. In fact, they’re now pocketing an 8.9% yield on their initial investment – nice.

But what if you didn’t buy Microsoft a decade ago? Where do you put your “new money” to work for income? After all, MSFT only yields 0.8% today.

Even the “Dividend Aristocrats”

Can’t Do the Job

When it comes to dividend investing, many “first-level” investors head straight to the list of Dividend Aristocrats—the S&P 500 companies that have hiked their payouts for 25 years or more.

That kind of dividend growth is impressive. But here’s the problem: a company doesn’t need a high yield to join this club.

The S&P 500 Dividend Aristocrats ETF (NOBL), which holds all 65 Aristocrats, yields just 1.9%!

So a million bucks in NOBL will only give you a $19,000 yearly income stream.

That’s not even President Biden’s proposed $15 minimum wage. How sad.

To make ends meet, you’ll be forced to sell some of your shares for expenses. Speaking of which …

Most financial advisors pitch a “4% withdrawal rate”. These guys (who have not successfully retired yet themselves, by the way) say that you should supplement your dividend income by withdrawing 4% or so of your capital a year. Looks good on paper, but in reality they are hiding some disastrous market math …

The 4% Withdrawal Plan Is

Reverse Dollar Cost Averaging (Not Good!)

Here’s the fatal flaw with the 4% withdrawal strategy. Every few years, you’re faced with a chart like this, and you have to sell a stock when it’s dipping:

Instead of selling high, you’re selling low!

This is exactly the wrong time to sell. Remember the benefits of dollar cost averaging that built your retirement portfolio by giving you more shares when prices dipped? This is the same phenomenon, but in reverse!

With a 4% withdrawal portfolio, where you routinely withdraw a fixed amount of money from your assets you siphon off more shares when prices are low, and fewer when prices are high. It’s a recipe for running out of money.

What you should be doing, especially with the stock market at record highs and facing a pullback – is transitioning your portfolio away from the casino of stock prices into the steady staircase of dividends.

Basically, it’s time for a paradigm shift.

Instead of investing in the stock market, you need to be investing in the dividend market.

When you shop for dividends, you lock in rising cash flows that you can spend forever.

Look, it’s not your fault that the Fed crushed savers by lowering interest rates to near zero. If you were preparing for retirement in any normal era, you’d have some legitimate options in bonds.

But in this “new normal” rates are likely to remain low for a long time. Wall Street’s “magic 4% rule” – the fantasy that you can draw down 4% of your portfolio every year after you retire – is asking for trouble.

The better way? Create a portfolio that actually generates meaningful income. Ditch the aristocrats that pay you like you’re making lattes for a living, and secure yourself a 3-4X pay raise while still keeping your capital intact.

The 7% “No Withdrawal”

Retirement Portfolio

The solution is a No Withdrawal portfolio that relies entirely on dividend income and leaves your principal 100% intact. Of course, the trick is finding yields high enough to make that work.

You have to go off the beaten path here. Because the only time you’ll find blue chips yielding good money is after they’ve crashed.

You could look at alternative retirement products, such as annuities, where you swap your capital for an income stream. But in most cases you are giving up your principal while being charged outrageous fees. These vehicles usually don’t account for cost of living increases. Plus you’re trading in your legacy – and your grandchildren’s inheritance.

However there are three other vehicles available today that pay reliable yields of 5%, 6%, 8% and even higher.

They have market caps between $1 billion and $3 billion. So they’re plenty liquid enough for you and me, but not for the massive institutions that hold two-thirds of all shares in public stocks. Combined they make up only a fraction of the stock market’s total capitalization – so they don’t get much coverage from the financial media, either.

And that makes these ignored corners of the markets ideal hunting grounds to bag secure yields with stable prices and even 7%-15% upside in many cases.

Here’s where you can earn a stress-free $35,000 on a half-million … $70,000 on a million … and $100,000+ annually on anything higher.

Plus, you won’t even have to tap your initial capital or “draw down” any of your priceless principal.

Like a wise farmer, you will never sell your seed corn and put your future recklessly at risk.

I’ll even give you the stock names and ticker symbols to buy to make this happen. But first, a bit about myself.

My name is Brett Owens. I first started trading stocks in college, between classes at Cornell.

I graduated cum laude with an Industrial Engineering degree—which is actually pretty popular with Wall Street recruiters.

But I couldn’t stand the thought of grinding it out in a cubicle for 80 hours a week. So I moved to San Francisco and got into the tech scene. A buddy and I started up two software companies that today serve more than 26,000 business users.

The result was a nice piece of change coming in … and I had to decide what to do with my money.

I had seen plenty of young “techies” come into sudden cash and burn through their windfall in a year, ending up right back where they started.

Not for me. I already had dreams of living off my wealth one day, decades before I retired.

I got plenty of cold calls from brokers wanting to “help” me. But I knew that nobody would care as much about my money as me. So I went out on my own and invested my startup profits in dividend-paying stocks.

I’ve been hunting down safe, stable, and generous yields ever since, growing my wealth with vehicles paying me 6%, 7%, even 8%+ dividends.

In recent years, I started writing about the methods I use to generate these high levels of income.

Today I serve as chief investment strategist for Contrarian Income Report – a publication that uncovers secure, high-yielding investments for thousands of investors. Since inception, my subscribers have enjoyed dividends 4 times the S&P 500 average, plus big annualized gains!

And that brings me to a crucial piece of advice…

If I could leave you with just one nugget of investing wisdom today, it would be to NEVER overlook the incredible wealth-building power of dividends.

Few investors realize how important these unglamorous workhorses actually are. Here’s a perfect example…

If you put $1,000 in the dividend-paying stocks of the S&P 500 back in 1972 you would have $69,460 about now. Almost 70x your money. But the same $1,000 in the non-dividend payers would have grown to just $8,440—88% less.

That’s why I’m a dividend fan. The stock market is a fantastic wealth-building machine, but it doesn’t always go straight up! There have been plenty of 10-year periods where the only money investors made was in dividends.

And that’s what gives Contrarian Income Report readers such an edge. When you lock in a 7% yield, you’re matching the stock market’s long-term average return right off the bat. Everything else is gravy.

Of course you can’t just buy every ticker symbol out there with a flashy yield. Or you’ll get burned pretty fast.

But I’ve discovered that if you stick to three overlooked corners of the market, you can collect big dividends and never have to tap into your savings to pay your bills. Isn’t that what we all want?

Now let’s look at the first way to get you that secure 8% income…

“No Withdrawal” Stealth Play #1:

Closed-End Funds

If you feel trapped “grinding out” dividend income with traditional 2% or 3% payers, you can double your payouts by moving to closed-end funds (CEFs). In fact, you can often make the switch without actually switching investments.

For example, JPMorgan Chase (JPM) investors can trade in their 2.3% yield for the Gabelli Dividend & Income Trust Fund’s (GDV) 5% payout. And guess what? One of GDV’s largest holdings is JPM!

GDV is run by superstar money manager Mario Gabelli. He uses a modest amount of leverage to create his outsized yield – which he delivers every month (unlike most funds, which only pay quarterly). It’s a sweet deal.

Retail investors have been running away from closed-end funds like this one for the past few years. A lot of these funds borrow money to jack up their yields … and investors were afraid that the Fed could raise rates and end this “free lunch,” hurting CEFs.

But that’s just not true.

The last time the Fed hiked rates significantly, CEFs did just fine. In June 2004, Fed chair Alan Greenspan began boosting rates from then-historic lows. Over a two-year period, he increased the federal funds rate from 1% to 5.25%. An earthquake.

How did CEFs perform? Three prominent funds – Gabelli’s along with the Calamos Strategic Total Return (CSQ) and the Eaton Vance Limited Duration Income Fund (EVV) – all outperformed the market during this two-year span!

And wait ‘til you see the three closed-end picks I have for you. They are yielding up to 7.7%. And they trade at steep discounts to their net asset values (the actual day-to-day market value of their holdings).

Which means they’re perfect for retirement portfolios because your downside risk is minimal. Even if the market takes a tumble, these funds will simply trade flat … and we’ll enjoy those yields up to 7.7%.

More likely, they’ll jump 5% or 10% in price as they close the “free money” discount … and we’ll still collect those fat dividends!

I’ll share the details on my three favorite CEFs in a minute – but let’s get to our next strategy.

“No Withdrawal” Stealth Play #2:

Preferred Shares

Not familiar with preferred stock? You’re not alone – it’s a criminally underpublicized corner of the market.

Unlike run of the mill “common” stocks that everyone buys and sells all day long, preferred stocks are a different animal. They are the half-breeds of the market, in the best sense of the word, because they give you the steady income of a bond AND the appreciation of a stock.

Why are they called “preferred”? Because they’re ahead of “common” shareholders in line when dividends are paid. If times get tough and a company cuts its dividend, common stockholders are the first to get the axe.

Not long ago, Wells Fargo (WFC) announced plans to offer $600 million in preferreds with a 5.6% perpetual coupon. That’s more than 5X the common stock’s yield. If you’re looking for income, the preferreds will pay you 5.6% as long as you own them.

In this case I’m not recommending you buy a generic ETF, like the PowerShares Preferred Portfolio (PGX) and the iShares Preferred and Income Securities ETF (PFF), that holds preferred shares. I recommend going with a fund with an active manager, because in this niche of the market, you need a specialist working for you.

Experience counts here, and I have two favorites today that each pay rock-solid 6%+ dividends. The manager of one of these picks has been analyzing preferred stocks for 37 years. He has his own database with the specific terms and interest rates on every preferred security on the planet. It’s a level of sophistication that you want on your side in the preferred-stock arena. His strategy has paid off: his fund (orange line in the chart below) has more than doubled the preferred stock ETF run by iShares (purple line below).

I’ve got the details on these two opportunities in a special report that I prepared exclusively for my premium readers. I’ll show you how to get your own copy in a minute – right after we talk about the third pillar of my secure retirement income strategy.

“No Withdrawal” Stealth Play #3:

Collecting Rising Rents

It’s not the flashiest way to grow your wealth, but more Americans have become wealthy thanks to real estate than any other investment. In fact, seven out of every 10 American millionaires owe their wealth to the steady appreciation of property values.

Unfortunately, most investors never venture beyond owning their own home. It takes a good chunk of change to get started in real estate… and being a landlord can be a real headache.

But in the past few decades, a Wall Street invention called the real estate investment trust (REIT) has radically changed the work/profit equation. By pooling a group of income-producing properties and selling shares of the pie to small investors, it has opened the high-stakes world of commercial real estate to everyone.

There’s no easier way to be a landlord than buying into one of these REITs. You can instantly own shopping centers, office towers and apartment buildings … and pocket the cash these tenants are paying. It’s the fun part of being a landlord without the hassles or headaches.

What I love about REITs is that the IRS lets them pay ZERO income taxes as long as they pass on the bulk of their earnings to shareholders. So they collect the rent, pay their bills and send what’s left to you as a dividend. As a nice bonus, your REIT income is taxed at a lower rate than regular rental income.

What’s more, because REITs tend to “zig” when other investments “zag,” they are a great way to diversify your assets, reduce your volatility and improve your overall returns. Meanwhile, you’ll be getting more than twice the payout of the broader stock market.

All of which means … if you don’t have a burning desire to change light bulbs and play landlord yourself, it’s smarter to simply sit back, make a few clicks and buy real estate stocks instead of physical properties.

But it pays to be choosy here. There are more than 200 REITs trading on U.S. exchanges. Some have bloated expenses and a few have dangerous levels of debt.

We’ve boiled the universe down to two rock-solid, well-priced proven performers. (In fact, we’ve owned both of them before, buying and selling them for big profits. More details on that in a minute.)

Now let’s see how you can get hold of my complete No-Withdrawal Portfolio research today, including names, tickers and buy prices.

Up to 7.7% Yields, With Upside

To make it easy to transition into this new way of investing… where you are buying “bird in the hand” cash flows… instead of stocks that you just hope will go up… I’ve prepared three in-depth guides, outlining each of the strategies I mentioned above…

Special Report #1:

Monthly Dividend Superstars: Yields Up to 7.7%, With 10% Upside

This is where you’ll find the bargains that investors are leaving on the table in their misplaced fear of the Fed.

Inside you’ll find the ticker symbol, my buy-up-to price and in-depth backstory on my three favorite CEFs:

  • A well-hedged 7.7% payer in one of the most in-demand sectors right now,
  • The brainchild of one of the top fund managers on the planet throwing off an amazing 7.4%,
  • And a rock-steady 6.3% dividend trading at a very attractive discount to the actual market value of its holdings.

Special Report #2:

2 ‘Preferred’ Dividends That Can Triple Your Payouts Immediately.

This report gives you everything you need to know on my two favorite preferred-stock funds now and start tapping their outsized 6%+ monthly dividends.

You’ll get full details on their management teams, dividend histories and an inside look at their proven strategies for driving strong, steady gains in preferred shares.

And these two funds’ huge monthly dividends are reliable, with reassurances that investors in “common” shares just don’t get. That’s the beauty of being a “VIP” shareholder!

Special Report #3:

Landlording the Easy Way: Big Rents and Zero Hassles

Finally your third guide, reveals my two favorite REITs. If you want to pocket a steady stream of rental income, with none of the headaches and costs of actually owning property, you’ll love these two workhorses.

They include:

  • The 5.2% payer whose properties hummed along at an incredible 98.5% occupancy through the pandemic shutdown, and
  • My other top cash-gusher: a 5.5% payer with 87% of its rental income locked in until 2030!

How to Get All 3 Reports Absolutely Free

To access all three reports, Monthly Dividend Superstars, ‘Preferred’ Dividends That Can Triple Your Payouts Immediately and Landlording the Easy Way at no cost whatsoever, I simply ask that you take a risk-free trial of my research service, Contrarian Income Report.

I created Contrarian Income Report to help investors uncover overlooked and underappreciated income plays before Wall Street and the mainstream herd bid them up.

People often ask me, “I get the income part, but where does “contrarian” fit in?”

My answer is simple: You’ll never beat the market by following the herd.

If you buy the same investments as everyone else, you’re going to have the same results as other people—which is always mediocre. This is why my advisory is defiantly contrarian.

It all boils down to one simple principle: If you want to make money, really big money, do what nobody else is doing.

Contrary investing is probably the simplest, sanest, most powerful and reliable money-making technique ever devised to buy low and sell high. It works in any market, from stocks and bonds to gold and real estate—because human nature is the same everywhere.

You don’t need special training. All you need is an independent mind, a bit of patience and an ounce of courage. If you want to buy low and sell high, you must force yourself to buy when everybody, including yourself, is feeling discouraged—when the news is bad. That’s likely to be the bottom. And you should sell when everybody is excited and the news is good because that’s likely to be the top.

The proof is in our portfolio. You’ll see for yourself in a minute. We bought one typical holding at $18, have already pocketed $12 in dividends, and it’s now trading at $23.

Right now, we’re holding 22 of these high-yielding stocks and funds, and you’ll get instant access to each one the moment your no-risk trial starts.

And every new investment you get in Contrarian Income Report comes with a simple goal: it will pay a SAFE 5% dividend—or better.

In fact, some holdings in our portfolio go way further than that, delivering 9%+ income right now.

So just by “swapping out” your anemic blue chips for these cash cows, you could double, triple—or even quadruple—your income. And you could do it TODAY!

That sort of money can upgrade your lifestyle in a hurry. Take it from my subscribers:

But that’s not all, because …

Safe Yields Are Only the Beginning

In addition to my favorite REITs, the closed-end funds paying up to 7.7% and the 6%+ yielding preferreds, your risk-free trial look at Contrarian Income Report includes a whole lot more …

  • Full portfolio access. You’ll have immediate access to every pick I make, including my exact buy & sell recommendations and “buy-under” prices.
  • New income investing ideas and analysis of major market events delivered straight to your inbox every single week.
  • Flash Alerts—with breaking news on our portfolio stocks. I’ll have an eye on all of them 24/7.
  • Monthly research bulletins—On the first Friday of each month, you’ll receive my latest research, including new portfolio additions, updates on existing positions and an overview of trends and events that may affect our holdings.
  • Members-only website—You’ll get access to a password-protected website where you can access all of our resources: current and past issues, the No Withdrawal portfolio, special bonus reports, and the full portfolio. Whenever you want to check on our recommendations, everything is there for you, day or night.
  • Quarterly Webinars—About every three months you can join me for a live, members-only webinar. We’ll run through what’s going on with our holdings and I’ll personally answer your questions.
  • VIP Customer Service—If you ever have questions about your subscription, you can email our team anytime, or call our New York office during regular business hours and receive a prompt reply.
  • Now, the regular member price to join Contrarian Income Report is $99 per year.

    That’s a modest sum, considering everything that’s included. Heck, the three reports you’ll get are worth more than that. They have a listed value of $99 each, for a total of $297. But today they are all coming to you at no charge.

    Imagine 6%, 8%, even 9% dividends rolling in from these picks, and then watching them appreciate as mainstream investors realize what they’ve been missing and pile in.

    You’ll cover your subscription cost in the very first month with just a small position in one of these picks.

    But I want you to see firsthand exactly how profitable this service can be. And I don’t want the subscription fee to get in the way.

    So I’ve arranged for new investors to receive an introductory discount of 60% off the regular price, and try out Contrarian Income Report for just $39. (Note: this offer is valid for new subscribers only.)

    And to start you off with everything you need to hit the ground running, I’m going to include two more bonus reports…

    Extra Bonus #1:

    The Dirty Dozen: 12 Dividend Stocks to Sell Now ($39 Value)

    As much as I love a fat payout, I never let myself forget an extraordinary yield can be a warning sign of a stock in trouble.

    Just ask the investors who chased the mouth-watering yields that RadioShack was offering.

    As the yield rose to 8%… 10%… 12% and higher, investors piled in.

    Then July 2012 rolled around and the company stopped paying altogether. The stock got caught in a death spiral and went bankrupt.

    Let me tell you … it wasn’t pretty for anyone who stuck with RadioShack.

    A debacle like this is easy to spot in hindsight. But when it’s unfolding, most “yield junkies” are intoxicated by the dazzling dividend and just can’t let go… and ride the stock to the bottom.

    I’m afraid we’re in for a replay with the 12 popular income stocks in this report.

    If you hold any of these stocks — and it’s likely that you do — I urge you to dump them immediately.

    Next, you’ll get your very own copy of my personal playbook…

    Extra Bonus #2:

    Second-Level Investing: Your Guide to the Contrarian Money Machine ($39 Value)

    While many investing gurus tout the virtues of contrary thinking, they rarely tell you how they go about finding cheap and out-of-favor stocks.

    So that’s exactly what you’ll get with this step-by-step contrarian guide. It’s the guts of the system I use to pick stocks in Contrarian Income Report.

    • Contrarian Buy Indicator No. 1: My favorite way to “time” a stock buy to cash in on short sellers’ greed.
    • Contrarian Buy Indicator No. 2: How to catch a big windfall by following the analysts—just not in the way you think.
    • Contrarian Buy Indicator #3: A classic contrarian signal that tells you when a beat-down stock is about to rebound.

    Now, there’s just one more thing I’d like to include …

    Our Ironclad 100% Money-Back Guarantee

    There’s no question that my system works. Our long track record of gaining 10.3% a year (through some of the most vicious market reversals in history) proves it.

    The only question is whether this sort of investing is right for you.

    Well you can find out without risking a cent … because I’m going to give you 60 days to try Contrarian Income Report absolutely risk-free.

    Here’s how it works …

    Start your membership today. Download your special reports, read the current issue and start tracking a few portfolio picks that catch your interest.

    Then, sit back and enjoy the next couple of issues of Contrarian Income Report, check out my weekly column and all of the other member benefits.

    If, after two months, the advice hasn’t more than covered your cost, or if it’s just not right for you, simply let me know and I’ll issue a full refund.

    That’s 100% of your money back, no questions asked.

    Plus you’re welcome to keep all five special reports with my thanks for trying it out.

    To sum up, you get a 60% membership discount, my three latest investment reports, two more bonus reports, weekly email updates and alerts, and a 100% money back guarantee.

    Unless I’m missing something, I don’t see how you can lose here. Click this button and get started right now.

    Don’t struggle to get by on 2% and 3% yielders, crossing your fingers that self-serving politicians or mutating viruses don’t trigger another market crash.

    In other words, don’t just hope that stocks keep rising and things work out. It’s up to you to protect yourself. No one else will do it for you.

    Join me and my Contrarian Income Report readers and set yourself up forever with our secure “No Withdrawal” portfolio… pocketing 7% dividends and 10%+ gains on top of that.

    Yours in profits,

    Brett Owens

    Chief Investment Strategist

    Contrarian Income Report

    P.S. These contrarian plays have a habit of rallying hard and fast once the herd catches on to what they’ve been missing. I encourage you to act now so that you can get into our newest recommendation while the price is still low and the yield is high.

    P.P.S. Remember, your risk-free membership comes with the names and full details on my top 3 closed-end funds paying up to 8%, steady dividends from my two favorite REITs, and the Preferred funds that will hand you 6.5%. Even a small position in any one of these recommendations will easily cover a full year’s membership… most likely before your 60 day trial even ends!


 

 

 

 

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