How to Retire on

8% Dividends

Paid Monthly

Collect $3,000+ in dividends per month—every month—and

earn $50,000 or more annually in capital gains to boot!

The suits at Merrill Lynch say you need $738,400 to retire well.

Let me explain why they’re dead wrong. You’ll actually need a lot less than that.

I’m going to show you a simple way to bankroll your golden years on 32% less. That’s right: I’m talking about a fully paid for retirement for around $500,000.

Got more? Great. I’ll show you how you can retire filthy rich on your current stake.

Plus my “8% Monthly Payer Portfolio” will also let you live on dividends alone—without selling a single stock to generate extra cash.

And you’ll get paid the same big dividends every month of the year – so that your income and expenses will once again be lined up!

This approach is a must if you want to safeguard your retirement from the next market calamity. Ironically, it actually positions you to benefit from 10%+ price upside in addition to your monthly dividends.

That’s the Power of Monthly Dividends

We’ll talk price upside shortly. First, let’s set up a smooth income stream that rolls in every month, not every quarter like the dividends you get from most blue-chip stocks.

You probably know that it’s a pain to deal with payouts that roll in quarterly when our bills roll in monthly.

But convenience is far from the only benefit you get with monthly dividends. They also give you your cash faster—so you can reinvest it faster if you don’t need income from your portfolio right away.

More on that a little further on. First I want to show you…

How Not to Build a Solid Monthly Income Stream

When it comes to dividend investing, many “first-level” investors take themselves out of the game straight off the hop. That’s because they head straight to the list of Dividend Aristocrats—the S&P 500 companies that have hiked their payouts for 25 years or more.

That kind of dividend growth is impressive. But here’s the problem: these folks are forgetting that companies don’t need a high dividend yield to join this club—and without a high, safe payout you can forget about generating a livable income stream on any reasonably sized nest egg.

Worse, you could be forced to sell stocks in retirement—maybe even into a 2008/09–style nosedive—just to make ends meet.

That’s a nightmare for any retiree, and leaning too hard on the so-called Aristocrats can easily make it reality: the ProShares S&P 500 Dividend Aristocrats ETF (NOBL), which holds all 57 Aristocrats, yields a pathetic 1.3% as I write, less than the S&P 500 average!

Solid Monthly Payers Are Rare Birds…

You can certainly build your own monthly income portfolio, and the advantage of doing so is obvious: you can target companies that pay much more than your average Aristocrat’s paltry sub-2% payout.

Trouble is, only a handful of regular stocks pay in any frequency other than quarterly, so we’ll have to patch together different payout schedules to make it happen.

To do that, let’s swing back to the Aristocrats and cherry-pick a combo of above-average yields and payout schedules that line up. Here’s an “instant” 6-stock monthly dividend portfolio that fits the bill:

  • AT&T (T) and AbbVie (ABBV)—two of the highest-yielding Aristocrats, with payouts of 5.4% and 5.2%, respectively, as I write this—pay in February, May, August and November.
  • Target (TGT) and Chevron (CVX), with payments in March, June, September and December.
  • Sysco (SYY) and Wal-Mart Stores (WMT), with payments in January, April, July and October.

Here’s what $500,000 evenly split across these six stocks would net you in dividend payouts over the next six months, based on current yields and rates:

You can see the consistency starting to show up here, with payouts coming your way every single month, but they still vary widely—sometimes by nearly $1,400 a month!

Of course, the bigger problem is that we’re pulling in just a 3.4% average yield, which will only get us to $17,150 in income on our $500,000 nest egg. That’s less than your local Starbucks barista makes!

We need to do better.

A Monthly Payer 4-Pack

Here’s where you need to step away from regular stocks and fish in lesser-known corners of the market—places where high yields and monthly payouts abound.

One of my favorites? Real estate investment trusts (REITs) a special kind of company that owns rental properties—everything from shopping malls to senior-care facilities.

Here’s the upshot: the IRS lets REITs skip out on income taxes if they pay out most of their earnings as dividends. That means fatter dividend checks for you and me. Better yet, monthly payouts are more common in the REIT world.

So let’s go ahead and build a monthly dividend REIT portfolio with 4 names that should be on any income hound’s radar:

  • Industrial landlord STAG Industrial REIT (STAG), a 4.7% yielder.
  • Long-term care facility owner LTC Properties (LTC), with a 5.2% payout.
  • Apple Hospitality REIT (APLE) a hotel operator that pays a fat 7.5%.
  • EPR Properties (EPR), owner of theaters and entertainment complexes across the US—and a 6.6% payout.

Here’s what you could expect every single month for the next six months if you dropped $500k into these four, again based on current yields and rates:

That’s as smooth an income stream as you’ll ever see! And it’s certainly better than our cobbled-together Aristocrat portfolio, getting us up to $30,000 a year in income (or a 6.01% average yield) on our $500,000 cash pile.

There’s one problem, though: that $30,000 is still below the $40,000 or so most folks would need to retire on dividends alone.

Which brings me to…

Your Best Move Now: 8% Dividends AND Monthly Payouts

This is where my “8% Monthly Payer Portfolio” comes in. With just $500,000 invested, it’ll hand you a rock-solid $40,000-a-year income stream. That’s an 8% dividend yield … and it’s easily enough for most folks to retire on.

The best part is you won’t have to go back to “lumpy” quarterly payouts to do it! Of the 20 income studs in this unique portfolio, 8 pay dividends monthly, so you can look forward to the steady drip of $3,333 in income, month in and month out—give or take a couple hundred bucks!

That’s How This Grandma Makes

$387,000 Last Forever

Recently I was chatting with a reader of mine who manages money for a select group of clients. He’s using my Monthly Payer Portfolio to make a client’s modest savings – a nice grandmother who came to him with $387,000 – last longer than she ever dreamed:

“She brought me $387,000,” he said. “And wants to take out $3,000 per month for ten years.”

Well, so far, so good for grandma. It’s been over 3 years since she started her $3,000 per month dividend gravy train. To date, she’s taken out a fat $114,000 in spending money.

And that nest egg? Well, it’s going strong. She’s still sitting on more than $374,000 after three-plus years and $114,000 worth of withdrawals.

Grandma’s Monthly Dividend Gravy Train

Her fat dividend checks show up every 30 days, neatly coinciding with her modest living expenses. And her portfolio holds many monthly dividend payers, dishing income that adds up to 6%, 7% and even 8% or more per year.

Now many retirement experts pitch real estate as the best way to bank monthly income. But this grandma isn’t hustling to collect rent checks, or fix broken light bulbs. She’s simply collecting her “dividend pension” every month, which is 100% funded by her stocks and funds.

I’m ready to give you everything you need to know about this life-changing portfolio now. Let’s talk about Grandma’s secret – her 8% monthly dividend superstars (which even have 10% price upside to boot!)

Monthly Dividend Superstars: 8% Annual Yields

with 10% Price Upside, Too

Most investors with $500,000 in their portfolios think they don’t have enough money to retire on.

They do – they just need to do two things with their “buy and hope” portfolios to turn them into $3,125 monthly income streams (or much more):

  1. Sell everything – including the 2%, 3% and even 4% payers that simply don’t yield enough to matter. And,
  2. Buy my 8 favorite monthly dividend payers.

The result? Nearly $3,125 in monthly income every month (from an average annual yield over 7.1%, paid every 30 days). With upside on your initial $500,000 to boot!

And this strategy isn’t capped at $500,000. If you’ve saved a million (or even two), you can just buy more of these elite monthly payers and boost your passive income to $6,625 or even $12,500 per month.

Though if you’re a billionaire, sorry, you are out of luck. These Goldilocks payers won’t be able to absorb all of your cash. With total market caps around $1 billion or $2 billion, these vehicles are too small for institutional money.

Which is perfect for humble contrarians like you and me. This ceiling has created inefficiencies that we can take advantage of. After all, in a completely efficient market, we’d have to make a choice between dividends and upside. Here, though, we get both.

Inefficient Markets Help Us

Bank $80,000 Annually (per Million)

Fortunately for you and me, the financial markets aren’t 100% efficient. And some corners are even less mature and less combed through than others.

These corners provide us contrarians with stable income opportunities that are both safe and lucrative.

There are anomalies in high yield. In an efficient market, you wouldn’t expect funds that pay big dividends today to also outperform the S&P 500 on a total return basis. We’re taught that it’s an either/or relationship between yield and upside – we can either collect dividends today, or enjoy upside tomorrow, but not both.

But that’s simply not true in real-life. Otherwise, why would these monthly payers beat the market and pay yields averaging 7.3%?

Eight Funds That Pay Monthly and Outperform

This is the key to a true “8% Monthly Payer Portfolio” – banking enough yields to live on, while protecting (or better yet, increasing) your base of capital. It’s literally the difference between dying broke and never running out of money no matter how long you live – a $1.3 million difference to be specific!

The $1,300,000 Difference

Millionaires who put their cash in the S&P 500 ten years ago have seen their million grow to $1,580,000.

This means gains of $580,000, or roughly $58,000 compounded annually. These investors could have withdrawn about $58,000 every year and kept their $1 million nest egg intact.

Let’s contrast this with the prescient CEF investor who instead bought one of our eight monthly payer unicorns that “shouldn’t exist” in today’s efficient financial markets. These investors are sitting on gains alone of about $2.8 million. Again, these are pure profits!

The $1.3 Million Difference

Don’t “just” buy stocks and hope they go up in price enough to cover your living expenses. Instead, guarantee it with a savvy purchase. It could make a $1.3 million difference in just a decade.

Even if you’re not trying to get really rich, I’m sure you want your money to last forever. And that’s exactly what our savvy grandmother is doing as she out-earns many millionaires who have their money parked in low yield instruments.

In a moment, I’m going to show you how to earn a passive $40,000 on a half-million… $80,000 on a million… and $100,000+ annually on anything higher. And get paid every month.

Plus, you won’t even have to tap your initial capital or “draw down” any of your valuable principal. I’ll even give you the specifics on stock names and tickers to buy. But first, a bit about myself.

My name is Brett Owens and I’m an unabashed dividend investor. Ever since my days at Cornell University and all through my years as a startup founder in Silicon Valley, I’ve hunted down safe, stable, meaningful yields.

For the last 10 years, I’ve been investing my startup profits and finding 6%, 7%, even 8%+ dividends with plenty of double-digit gains along the way. In recent years, I started writing about the methods I use to generate these high levels of income.

Today I serve as Chief Investment Strategist for Contrarian Income Report – a publication that uncovers secure, high yielding investments for thousands of investors. Since inception my subscribers have enjoyed dividends 4 times the S&P 500 average, plus big annualized gains!

Of course not all high yield investments are buys. Some vehicles are nothing more than dividend traps, paying high stated yields that are simply not sustainable.

But if you know how to navigate the space, you can earn the types of returns and collect the big monthly dividends that my subscribers do – which means you may never have to tap into your retirement capital to pay your bills.

And getting started is easy.

I’ve put everything you need to know in

an exclusive report, Monthly Dividend

Superstars: 8% Yields with 10% Upside.

And I want to send it to you today for FREE.

In this private briefing, I’ll introduce you to three incredible income plays most people don’t even know about.

They’re among my absolute favorite investments to keep your nest egg safe, while still paying a generous dividend every single month, including:

  • An 8.1% payer that’s set to rake in huge profits from an artificially depressed sector,
  • The brainchild of one of the top fund managers on the planet that’s giving out generous 9.1% yields.
  • And a rock-steady 6.5% dividend trading at a massive discount to NAV.

And because these big dividends compound quicker, they’ll turbocharge your net worth.

Imagine, instead of taking whatever returns the S&P 500 is handing out…

You can collect 8% yields and grow your nest egg by 10% every year.

It makes securing your retirement a heck of a lot easier!

Then, once you’ve lined your portfolio with these superstars, I want to help you clean out any toxic assets that can derail your dreams.

I’ve seen it over and over…

Yield chasers hold onto what they think is a darling dividend payer, only to have it turn around and bite them hard.

Which is why I’ve compiled another special report for you called…

The Dirty Dozen: 12 Dividend

Stocks to Sell Now

High yields can be a warning sign of a stock in trouble.

Just ask the investors who chased the high yields of RadioShack.

The company started to hike their dividends to 6%…8%…and even double digits and investors piled in, tempted by the mouthwatering payout promise.

Then July 2012 rolled around and the company stopped their payments. And their stock got caught in a death spiral before they finally declared bankruptcy.

Let me tell you…it wasn’t pretty for anyone who stuck with them.

It’s easy to spot this tragedy in hindsight, but when it’s unfolding, people have their blinders on and they’re sticking with their stocks because of the dividend.

Big mistake.

And in this report, I’ll reveal 12 popular income stocks you should dump right now.

Then, after these toxic assets are removed from your portfolio, it’s time to start filling it with even more great income plays that can win in any economy.

Best of Both Worlds: 5 Fixed Income

Funds That Outperform Stocks

Inside your third exclusive report you’ll discover my five favorite funds for investing in fixed income, including their management profiles and investing strategies.

These funds pay an average of 7.5% today.

And the high yield is great, but their best quality may be their lack of correlation with the broader stock market (which they outperform anyway).

Plus the bonds these funds own are preferred in every sense of the world – meaning they can pay out their fat dividends no matter what the broader market does.

But that’s only the beginning, because your next report delivers yet another level of safety that will pay you no matter what happens next…

Preferred Shares: Looking Past

Common Dividends for 6.5% Income

This one is for anyone looking for another high monthly dividend payer while hedging against a future market pullback.

The fund I’ll reveal to you focuses on the “sweet spot” of preferred securities to uncover the best values for shareholders.

It pays 6.5% today and all the details in are yours in this 4th special report.

Finally, I want you to have your very own copy of my personal playbook. Its called…

Second-Level Investing: Your Guide

to the Contrarian Money Machine

Many super-investors agree that you’ll never beat the market by following the herd.

They tout the virtues of contrary thinking, but I’ve yet to hear any one of them specifically outline how they go about finding under-appreciated stocks with low valuations.

And that’s exactly what you’ll get with this step-by-step contrarian guide.

By following these steps, you’ll be able to find the types of stocks that Warren Buffett, George Soros, Howard Marks and many other greats only wish they could invest in.

Now, the total value of all these reports I just went over are easily worth over $500.

I mean, just think about how these recommendations could secure you checks totalling $3,333 (or more!) every month for the rest of your life.

Now that I put it that way, they’re probably worth 10X that amount.

But none of that matters because…

I want you to have the entire

8% Monthly Payer Portfolio for FREE.

Think of these reports as your jump-start resource. They’ll point you in the right direction.

But I want to be your guide so that you can collect steady monthly dividends not just this year…but every year from here on out.

That’s why I’m also throwing in a 100% risk-free trial to my research service, Contrarian Income Report.

As I mentioned earlier, I’ve spent years scouring all corners of the market uncovering high-yielding investments that are safe enough to retire on.

Each month, I’ll deliver a streamlined intelligence report straight to your inbox. I’ll give you my candid take on what the mainstream is talking about.

And I’ll also tell you about the newest high-yield opportunities I come across.

As I write, 17 of my recommendations are throwing off yields over 5%.

9 pay over 7%.

And 5 clock in above 8%.

That’s not even the highest.

We have others that deliver Contrarian Income Report members over 9% in dividend payments.

That means you would only need a $500,000 nest egg to pull in $45,000 a year!

Beats the heck out of the Dividend Aristocrats.

Beats the heck out of Treasuries and CDs.

And it sure beats the heck out of the S&P 500 and its pathetic 1.7% yield.

Imagine putting these high-yielders to work for you. All of a sudden, the monthly checks start rolling in and you can finally sit back and enjoy life.

Instead of stressing about your portfolio 24/7.

But don’t just take my word for it. I have letters piling up on my desk from happy subscribers.

Let me share a few with you…

“Contrarian Income Report has made a big difference in my retirement income and I am very glad I found this report. My dividend income is up almost 25% since I converted everything to the Contrarian portfolio.”

– Mark M. from from Michigan

“Instead of paying [my advisor] $16,000 a year to invest my money, I am receiving $86,000 per year in dividends in my IRA, and $24,000 tax free dividends in our taxable account. I very much appreciate all the work that you guys do.”

– B.E. from from Alaska

“I really enjoy the newsletter and the portfolio picks. The explanations are really detailed and the picks I have acted on are all up in value. In addition, I reinvest about $1,000 a month in dividends!”

– Robert B. from Maryland

“I subscribe to too many investment newsletters, but this is one I’ll never cancel. It’s the best value in investment newsletters, as far as I’m concerned.”

– Ervin M. from Arizona

“This is the best retirement income plan I have found! I am very thankful to have come across it. I understand like any investment there are risks but I believe you have minimized them for me and provided a superior return!”

– Tom I. from Florida

“Your newsletters are like a breath of fresh air – no politics, no BS, just good sound advice for actually collecting income from investments – love your stuff!”

– Denise L. from Texas

“I love the plan! The more I read the CIR articles and reports, the more I knew that’s what I was looking for. Now I find myself waiting by the computer the morning the new monthly issue comes out.”

– Karl C. from Nevada

So let’s talk about what you can expect with Contrarian Income Report.

  • Monthly research bulletins

    You’ll get my latest high-yield opportunities delivered straight to your inbox. I’ll also update you on past investments I’ve recommended. That way you’re never caught holding anything that might cause you to lose your shirt.

  • The No-Withdrawal Portfolio

    Financial advisors live and die by the 4% rule. Here’s a quick recap: 4% is the recommended withdrawal rate that you need to give yourself a steady income in retirement.

    Well, my contrarian approach lets you have your cake and eat it, too!

    The No Withdrawal Portfolio pays you high enough dividends that you’ll never have to dip into your nest egg. Which is why you’ll want to know about it ASAP!

  • Flash alerts

    Any time there’s a change in our position, or general market malarkey happening, you’ll get a flash alert so you won’t be blindsided by bad news.

  • A 24/7 members-only website

    You’ll get access to a password-protected website where you can access current and past issues, the No Withdrawal Portfolio, special bonus reports. No matter when you like to monitor your investments, everything is there for you around the clock.

  • Quarterly Webinars

    About every three months, I can attend a live, members-only webinar with Brett on current portfolio recommendations and his thoughts on pressing member questions.

  • A dedicated customer support team

    If you ever have questions about your subscription, you can simply call or email our customer service team in New York and they’ll be happy to take care of you.

Normally, it costs $99 a year to join Contrarian Income Report.

In return you’re getting recommendations that can deliver you thousands of dollars each month in a handbasket.

Still, I know I need to earn your trust and show you just how valuable Contrarian Income Report can be.

That’s why I’m willing to offer you an extraordinary deal…

You can enjoy an entire year of

Contrarian Income Report for just $39.

That’s 60% off the published price!

Oh yeah, one more thing…

I’m also going to give you a 60-day, 100% money-back guarantee.

That means you have nearly full 2 months to invest in my recommendations, track their progress, and try out all the tools and resources at your fingertips.

If at anytime, you don’t feel like my research service is right for you, just contact my team and they’ll refund every cent you paid. No hard feelings. No questions asked.

That’s it.

And all the bonus reports will be yours to keep.

Just my way of saying thanks for trying my service and giving me the chance to serve you.

So one last time…

Here’s everything you get when you join Contrarian Income Report today:

  • 12 monthly research bulletins
  • The full 8% Monthly Payer Portfolio
  • Flash alerts
  • A 24/7 members-only website

  • Report #1: Monthly Dividend Superstars: 8% Yields with 10% Upside.
  • Report #2: The Dirty Dozen: 12 Dividend Stocks to Sell Now.
  • Report #3: Best of Both Worlds: Fixed Income Funds That Outperform Stocks
  • Report #4: Preferred Shares: Looking Past Common Dividends for 6.5%
  • Report #5: Second-Level Investing: Your Guide to the Contrarian Money Machine

So, you get a 60% membership discount, my five latest investment reports, weekly email updates and alerts, and a 100% money back guarantee.

Click the button below to secure all this for just $39.

In the coming months, many investors will continue to struggle with their paltry 2% and 3% payers, holding their breath for the next signal from Washington on the state of the economy, fearful of what might happen in China & Europe.

But my Contrarian Income Report readers and I will rest easy thanks to our super-safe “8% Monthly Payer Portfolio” and enjoy 10-20% gains over 12 months.

Are you going to join us?

Yours in profits,

Brett Owens

Chief Investment Strategist

Contrarian Income Report

P.S. Remember, your risk-free membership comes with the names and full details on my top 3 closed-end funds paying up to 9.1%, average dividends of 7.5% from my top bond funds, and a preferred play that will hand you 6.5%.

Even a small position in any one of these picks will easily cover a full year’s membership… most likely before your 60-day trial even ends!





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