Updated: September 9, 2016
When planning for retirement, most investors try to split their assets between stocks (higher risk, higher return) and federal U.S. government bonds (lower risk, and these days, much lower return).
Problem is, stocks are enjoying an overextended winning streak. The S&P 500 is up over 7% year-to-date:
S&P 500 Moves Up and To the Right
That’s quite nice, especially after the 1.4% return that the same index had last year. But when we consider its performance in 2014 (13.5%), 2013 (32.2%), and 2012 (15.9%), investors are right to give pause. Has the market outperformed for too many years in a row?… Read more