How to Make $5,310 a Month Without Buying Stocks

Brett Owens, Chief Investment Strategist
Updated: August 2, 2018

Today I’m going to show you a proven way to collect $5,310 in cash, on average, every month—without buying a single stock, bond or fund.

In fact, you won’t have to buy anything at all. (I’ll show you precisely how this works in a moment.)

That amounts to a nice $63,720-a-year income stream, easily enough for you to retire on pretty well anywhere in America. And if you pick one of the cheapest corners of the country (like Indianapolis, say, where the cost of living is 16% below the national average), it’s a fortune!

Beyond the Obvious

This breakthrough strategy is certainly way better than trying to squeak by on the pathetic 1.75% your typical S&P 500 stock pays. Worse, the benchmark’s paltry payout slips a little more each day as stocks march higher.

Mr. Market’s (Not So) Incredible Shrinking Yield

At that a tiny 1.75%, you’d need a nest egg of more than $3.5 MILLION just to get our $5,310 in monthly income from the average blue chip!


Luckily we won’t need anything close to that. You can easily generate the $5,000+ we’re after on a $500,000 portfolio, and probably a lot less.

If you’ve been reading my articles on Contrarian Outlook, you know I recommend most folks hold dividend-paying stocks and funds—especially high yielders like closed-end funds and real estate investment trusts (REITs).

Today I’m going to throw my favorite strategy on the pile—the same one that will fetch us that gaudy $5,310 monthly cash income stream.

The New Go-To for Retirement Income

We’re going to write (or sell) put options.

Now let’s stop right here for a moment.

Because the word “options” makes plenty of folks queasy. But it shouldn’t, because despite what most people think, options are easy to trade (particularly if you’re selling them, rather than buying, as I’ll show you in a moment).

Options are also a great tool for making your portfolio less risky and generating a solid income stream in retirement.

It’s true!

The fact is, more and more folks are discovering this: according to numbers from the Options Clearing Corp., average daily option-trading volume jumped from just 2.9 million in 2000 to 20.5 million so far in 2018.

And if you think the people behind these deals are fly-by-night Wall Streeters or millennial whiz kids, think again. According to the latest numbers from the Options Industry Council, 50% of option traders are retired, and nearly three-quarters are 55 and up:

When you can generate thousands in extra cash every month with minimal effort (the strategy I’m about to show you will take 10 minutes of your time every week, tops), it’s easy to see why!

The “No Buy” Route to an Extra $5,000+ a Month

When I say we’re going to sell put options, what I mean is we’re going to give another investor the right to sell us a stock at a certain price—called the strike price—before a certain date.

Of course, we’re not going to give away that right. We’re going to sell it for cash!

Called a premium, this cash drops into our account up front. This, by the way, is why I always sell options, rather than buying them. We’re literally getting paid to trade here!

By the way, what I just told you totally debunks the myth that options are complicated—because that’s 90% of the strategy right there!

You’re probably wondering how these trades play out, so let’s move to the final step.

Your Hidden Edge

Let’s say the contract expires (my Options Income Alert service sells put-option contracts with expiry dates that typically expire 30 to 60 days out, which I see as the sweet spot), and the stock stays above the strike price. In that case, we keep the buyer’s cash and we’re done.

This is an automatic winner for us, and it’s how things usually end.

But we can tweak this approach just a little bit to add more insurance: we’ll only sell puts on stocks with sterling dividend growth. This is crucial, because who’s going to sell a stock—and put downward pressure on the price—when management is throwing out ever-fatter cash payouts every year?

To see what I mean, take a look at this chart:

Where Dividends Go, Stock Prices Follow

This the price and dividend action on TD Ameritrade (AMTD), a stock I recommended selling puts on in February. The company’s dividend has jumped 320% in the last seven years (with a couple special dividends thrown in for good measure) and is actually accelerating higher!

You can clearly see how that’s pacing the stock upward.

If you’d made a 15-contract put sale on this trade when I recommended it, you would have collected $1,725 in instant cash! And even if we ended up buying AMTD (which we didn’t), that would have been fine, because we only sell puts on stocks we want to own.

That’s the beauty of this strategy.

Even if the above trade went “against” us, the income we collected initially would have made our effective cost on AMTD lower than it would have been had we bought the shares outright.

From there, we could have collected TD Ameritrade’s “regular” dividends.

Here’s a “Bonus” $3,550 to Kick-Start Your Income Stream

I call this breakthrough option-trading system the Dividend Accelerator, for one simple reason: the cash premiums you collect by simply rolling over the trades I give you week in and week out act like a “bonus dividend.”

And you don’t even have to own the stock to get this outsized cash payout!

As I just showed you, it only takes 10 minutes a week to collect payments like…

  • $820 from Royal Caribbean Cruises (RCL): My unique put-selling strategy “turned” a 1.9% dividend yield into an outsized 33% cash gusher!
  • $1,020 from Gilead Sciences (GILD): A 2.8% yield became an 18% payday.
  • $1,150 from NextEra Energy, Inc. (NEE): A 2.5% yield jumped to 18.7%.
  • $2,400 from Assurant, Inc. (AIZ): A 2.2% soared all the way up to 26.3%.
  • $1,240 from Deere & Co (DE): A 1.6% dividend transformed into a remarkable 46%.

All in all, my option-powered Dividend Accelerator could help you generate $63,720 or more a year in safe, additional income every single year.

This isn’t some back-tested system with a theoretical track record. Each of these trades were recommended in real time to real investors like you.

And I’m ready to give you the entire strategy right now.

That’s not all: you’ll also get 2 FREE bonus trades just for taking my Dividend Accelerator for a no-risk “spin around the block.”

One of these trades will instantly boost the yield on a misunderstood Dividend Aristocrat all the way up to 26% and hand you $1,500 upfront today.

Another will take a 1.6% payer and turn it into an 18% income juggernaut while giving you a $1,850 cash payout.

That’s a total of $3,550 in cash that will show up in your brokerage account immediately after you enter these trades!

Don’t miss out. Simply CLICK HERE to learn all the secrets of this proven option strategy and collect your 2 bonus trades (and instant $3,550 in CASH) now.