Author Archive: Brett Owens

Chief Investment Strategist

Bet on Small Businesses (And Get Paid 9%+ Every Year!)

Brett Owens, Chief Investment Strategist
Updated: June 14, 2024

These small business lenders trade publicly—and offer payouts between 10.5% and 13%.

You have our attention.

We’ll discuss three stocks in the space in a moment. First, let’s address why these companies exist.

When small businesses need cash, they typically don’t dial up their banks. Increasingly, they turn to a small subset of private equity-esque companies for help. These unique companies throw off double-digit yields and can often be found trading for less than they’re worth. Not bad when we’re talking dividends up to 13%!

My Favorite Way to Collect Big Checks From Small Businesses

Once upon a time, when small businesses held out their hands for much-needed growth capital, banks were the only game in town.… Read more

5 Steps to Turn $500K Into $39,965.51 Per Year

Brett Owens, Chief Investment Strategist
Updated: June 12, 2024

$500K can be enough money to retire on. Even as early as age 50!

The trick is to convert the pile of cash into cash flow that can pay the bills. I’m talking about $39,965.51 per year in dividend income on that nest egg, thanks to 8% average yields.

These are passive payouts that show up every quarter or, better yet, every month. Meanwhile, we keep that $500K nest egg intact. Or, better yet, grind that principal higher steadily and safely.

Got more in your retirement account? Cool—more monthly dividend income for you!

We’ll talk specific stocks, funds and yields in a moment.… Read more

This 8.1% Monthly Dividend Pays Us While We Sleep

Brett Owens, Chief Investment Strategist
Updated: June 11, 2024

When it comes right down to it, there are really only two ways to get rich:

  • Through your investments.
  • Through your labor.

Let me be clear that we aren’t fans of Option 2. A J-O-B? No thanks! We’re retired—or on our way to it.

Don’t worry. Your income strategist has you covered.

How to Retire on 8%+ Dividends That Roll in “Overnight”

If you’re like me, on your dividend “paydays”—a stock’s payable date, in other words—you wake up, grab a coffee, log into your investment account and immediately do something with that “work-free” income.

Pay your bills, reinvest, drop it into an emergency fund—whatever works for you.… Read more

When Bonds Take Off, These “Preferred” Payers (Up to 9.4%) Should, Too

Brett Owens, Chief Investment Strategist
Updated: June 7, 2024

Is there anything better than a true bond bargain? I mean, feed me those monthly dividends with a side of price upside and I’ll never ask for anything more!

Gains from a bond fund? Yes, we contrarian income investors want it all. And we can have it when we buy funds yielding up to 9.4% at discounts up to 12%.

Mr. and Ms. Market are finally realizing that rates did not eclipse their 2023 highs. In fact, they appear to be putting in a lower high, which would be quite bullish for the bonds that Wall Street has been ironically panning all year:

Reality Check: Rates Still Lower Than Last Year

And what’s good for bonds is also good for one of my favorite income investments: the preferred stock.… Read more

3 Investor Sentiment Indicators We Like to Fade

Brett Owens, Chief Investment Strategist
Updated: June 5, 2024

At some point in my investing life, every participant turned into a trend follower. These “investors” like to buy when an established uptrend is already in place, when purchasing is perceived as “safe.”

Of course, this is the riskiest time to put new money to work. It is also the opposite of what we contrarian income investors do. We buy low and sell high. We do not, like the trend followers, buy high in hopes of selling even higher.

Buy and hope is not a strategy, as my favorite chardonnay label can attest:

(Shout out to my man Barry at Global View Capital Management for the work of art!)… Read more

Quiet Government Move Will Send Oil (and This 9% Dividend) Soaring

Brett Owens, Chief Investment Strategist
Updated: June 4, 2024

The market volatility we contrarians have been waiting for is finally starting to show up—and we’re going to play it with a cheap energy fund paying a sweet 9.1% dividend.

These days, most investors think energy is played out. But the truth is, we’ve seen a “slow-mo” selloff, with crude tumbling about 10% from back in early April.

And we’ve got Uncle Sam on our side here, too.

This is an election year after all, and last week we got word the Biden Administration will empty the Northeast Gasoline Supply Reserve, set up to provide an emergency supply after Superstorm Sandy in 2014.… Read more

The Next Aristocrats: 5 Stocks on the Verge of Dividend Royalty

Brett Owens, Chief Investment Strategist
Updated: May 31, 2024

Income investors love Dividend Aristocrats. And why not? These are stocks that have delivered dividend raises year after year for many decades.

But we can do even better than the Aristocrats. And get stinkin’ rich in the process by buying these payout raisers before they have clocked 25 years of divvie growth (the qualification to be an Aristocrat).

This is where the real money is made.

The problem with some Aristocrats is that their best days are behind them. When a company reaches a level of dividend maturity, payout ratios can get bloated, and payout increases can become incremental and tied to a company’s modest profit growth.… Read more

My Favorite Way to Quickly Double Money with Dividends

Brett Owens, Chief Investment Strategist
Updated: May 29, 2024

Got some investing money you’d like to double? As in, grow it by 100% or more? Here’s the surest and safest way to do it quickly.

Well, before we get into getting rich, let’s talk about income. Not everyone needs to grow their pile of money bigger and bigger. Some of us are done accumulating and are looking for cash flow to help us cruise through retirement.

So, we have two options:

Option 1: Invest for Income Today

Put some of the cash pile into safe funds and stocks. I can show you where to find 7.52% yields, which means you can build a “no withdrawal” retirement portfolio that spins off $75,214.44 on a million bucks:

12 Month Projected Income for CIR Portfolio

Source: Income Calendar

Of course, few blue-chip stocks pay over 2%.… Read more

“Sell in May”? Nah, We’re Buying These Cheap Bond Dividends Instead

Brett Owens, Chief Investment Strategist
Updated: May 28, 2024

This market rally could roll right through the summer (so much for “Sell in May and go away!”), and we’ve got two sweet bond buys to play it.

That’s right, I said bonds because there are more bargains in bond land than in stocks right now. While stocks could keep floating higher, the last thing we want to do is chase this rally.

Instead, we’re going to ride along on the stock side of things. In bonds, though, the state of play is a bit different.

We’re going to list our two bond picks in order of appeal shortly, capping this article off with our top selection—an unsung closed-end fund (CEF) trading for 12% below its “true” value and yielding a stout (and tax-free) 5.8%.… Read more

5 “Invisible” Dividends Up To 16% That Most Screens Miss

Brett Owens, Chief Investment Strategist
Updated: May 24, 2024

“Special” dividends fly right under Wall Street’s radar. Which is great for contrarian income seekers like us. These payouts aren’t officially “counted” by most mainstream websites!

It’s a big accounting error in our favor because these dividends can really add up. Today we’ll discuss five special dividend payers with yields up to 16%.

Most websites won’t report 16%, of course. For whatever reason, they just can’t compute specials!

Special dividends are technically considered one-time payouts. So, vanilla websites assume they won’t happen again, and thus leave them out of their yield calculations.

But there’s more than one kind of special dividend.… Read more